From here you decide almost nothing — three attorneys you didn't choose move your transaction toward the Deeds Office, with no shared status and no one whose job it is to keep you informed. So the job now is simple: know what's normal, know what's stuck, and know what's worth chasing.
Both land around week 18, and both are entirely avoidable if you see them coming now.
Transfer duty, attorney fees and bond registration — roughly R80k–R130k on a ~R2m home — are due in full, at once, near the end. No instalments, no notice period. This is the number that should have been visible on day one.
Check the full cash you'll needYou'll be emailed banking details for a six-figure transfer — the single highest-value fraud target in most people's lives. Interception scams are real and common.
Always verify account details by voice, on a number you sourced independently — never one from the email itself.
There's no portal, no tracking number, no one to call. So here's the map the process never gives you — mark where you are and see what's normal and what to chase.
Tap the step you're waiting on. We'll tell you what's normal and what's worth chasing. It saves to your device.
Handover disputes have nothing to arbitrate against unless you create the record. Three things to do before you celebrate.
No condition record was taken when you signed. Photos at handover are your only evidence if a dispute comes later.
Record electricity, water and gas readings on the day, so you're not billed for the previous owner's usage.
The stove, blinds, pool cleaner, light fittings — confirm what stayed matches what you agreed, before you sign off.
Most delays at this stage are normal — but not all of them. If you're unsure whether to sit tight or pick up the phone, Zebby can help you tell the difference.
Ask Zebby